Terms of Service

Last updated 11 August 2026

The short version

Little Earners is a record book and a bulletin board. It keeps track of work and what was earned for it.
We never hold, move, or transfer money. Every dollar changes hands between you and the people you know, in person, exactly as it would without us.
You approve every job before your child sees it. You are the adult in the loop, always.
Ideas from the app are suggestions. You decide what is safe and sensible for your child.
Family is $39 a year, cancel any time, and canceling leaves your history intact.

By creating an account you agree to what follows. If you disagree with any of it, the right move is not to use Little Earners.

Who may use Little Earners

You must be at least 18 and the parent or legal guardian of any child you add. One adult holds the account and is responsible for everything that happens under it, including what other adults you invite choose to post.

Children do not have accounts and cannot sign in. Everything a child sees, they see with you.

What Little Earners is not

We never touch your money. Little Earners is not a bank, a payment service, a wallet, a debit card, or a money transfer business. When a grandparent pays your child five dollars for weeding, that five dollars passes directly from them to your child. The app records that it happened. It does not hold, route, or move the funds, and it never will.

The only money that moves through Little Earners is your own subscription payment to us.

Little Earners is also not an employer, an employment agency, or a marketplace. We do not introduce your family to strangers, do not vet anyone, and do not match your child with customers. The people on your board are people you invited because you already know them.

Your responsibility for your child's work

This is the part worth reading slowly.

You approve every job. Nothing reaches your child without you saying yes.
You are responsible for supervision and safety — what work is appropriate, whether a tool is safe, whether your child should be somewhere without you.
You are responsible for following the law where you live. Rules about children working, and about selling food or goods, vary by state and locality, and some activities need a permit. We do not check any of this for you.
You are responsible for any tax consequences of what your child earns.

We provide a place to write things down and a place for people you trust to post ideas. Every judgment about what your child actually does is yours.

Ideas generated by the app

Little Earners uses AI to suggest jobs and small business ideas based on an age and a set of interests. These are suggestions only. They may be impractical, poorly suited to your child, or occasionally wrong. Suggested prices are guesses, not market rates, and nothing in the app is a prediction or promise of earnings.

Read each idea and apply your own judgment before your child acts on it.

Invite links and your circle

Inviting someone creates a private link. Anyone holding that link can post a job to your board, whatever name is attached to it — the link is what grants access. Share it only with people you trust, and remove an invite whenever you want. Every posted job still waits for your approval.

Plans, payment and cancellation

Starter is free, and limited to one child, one goal at a time, and one approved job a month.
Family is $39 per year at the founding price. Founding families keep that price for as long as the subscription stays active, even after the list price rises.
Subscriptions renew automatically each year unless canceled. We will not surprise you with a price increase on an existing subscription.
You can cancel any time from the Plan page. Canceling stops the next renewal — you keep Family until the period you already paid for runs out, and nothing your children earned is ever deleted. Your household simply returns to Starter limits.
If you are unhappy within 30 days of a payment, email us and we will refund it. After that we do not refund partial years.
Prices are in US dollars and exclude any tax that may apply where you live.

Your content

What you write in Little Earners — your children's names, goals, jobs, notes — belongs to you. We claim no ownership of it. We store and display it for the sole purpose of running the product for you, and we do not use it to train AI models.

Acceptable use

Do not use Little Earners to break the law, to endanger or exploit a child, to harass anyone, to post another family's information, or to attack or probe the service. We may suspend an account that does any of these.

Availability

We aim to keep Little Earners running and your data safe, but this is a small independent product, not a utility. There will occasionally be downtime, maintenance, and changes to features. If we ever have to discontinue Little Earners, we will give account holders notice and a way to export their records first.

Ending things

You can stop using Little Earners and delete your account at any time. We may suspend or close an account that breaks these terms or that is used in a way that risks harm to a child. If we close your account without cause, we will refund the unused part of your subscription.

Disclaimers and limits

Little Earners is provided “as is”, without warranties of any kind, to the fullest extent the law allows. We do not warrant that the service will be uninterrupted or error-free, or that any idea it generates is safe, legal, or profitable in your circumstances.

To the fullest extent permitted by law, our total liability for any claim relating to Little Earners is limited to the amount you paid us in the twelve months before the claim. We are not liable for indirect or consequential losses, or for anything arising from work your child performs, from interactions with people you invited, or from money that changes hands outside the app.

Some jurisdictions do not allow certain limitations, in which case those limitations simply do not apply to you.

Changes to these terms

If we change these terms meaningfully we will update the date above and email account holders. Continuing to use Little Earners after that means you accept the new version.

Governing law

These terms are governed by the laws of the State of New York, United States, without regard to its conflict of law rules. Any dispute will be brought in the state or federal courts located in New York.

Contact

Questions about any of this go to support@littleearners.app, and a real person will answer.